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The Home of HOA Banking
The Home of HOA Banking
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HOA and Community Banking Specialists

Our dedicated HOA accounts were designed to meet the unique needs of HOAs and their property managers.

Not sure where to start? Click here to use the Valley Account Finder.

Why choose Valley for your HOA banking needs?

Innovative Products, Experienced Team

Valley combines the stability and strength of a 90-year-old bank with innovative financial products and services designed to increase operational efficiency, boost savings and help your communities thrive now…and in the future.

We’ll help you find the right accounts

Operating Account

HOA Checking Account

With all the basic services you need, our HOA Checking account is the foundation of your relationship with Valley.

  • Unlimited check writing
  • No monthly service charge when maintaining a $500 daily balance
  • Free online banking and Valley Visa debit card
Reserve account / Interest Bearing

HOA Money Market

Watch your HOA funds grow with a competitive interest rate while still having easy access to it when you need it.

  • Competitive tiered-interest-rates based on deposit amounts
  • No monthly service charges or minimum balance requirements
  • Up to six free withdrawal transactions per month
HOA Lending at Valley Bank
Lending solutions designed for community associations

Valley understands the unique funding needs of HOAs.


We offer loans at competitive rates with convenient terms and quick turnaround on funding.

HOA Financing

Interested in HOA loans?

Find out about our financing solutions for homeowners associations.

Treasury services

Our treasury services make it easier to manage your HOA funds

From online banking and lockbox solutions to payroll processing, Valley has a wide range of treasury services tailored to HOAs and Property Managers.

Case Study

Property Management Company Benefits from Custom Banking Solutions at Valley

This case study explores how Valley Bank's personalized service and knowledgeable staff helps a busy property management company save time and improve efficiency.

Use our account finder to help you decide on an account. Which role best describes you?