The Home of HOA Banking
The Home of HOA Banking

HOA Advice

We've organized some tips and advice to help you and your HOA

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HOA Lending Experience

Condo repairs? HOA improvements? Refinancing an existing loan? 

We have 25+ years of experience lending to HOAs, Condos and Community Associations. 

Check out our examples and get in touch.

How to Manage and Enforce CCRs and Covenants for your HOA

Enforcing HOA Covenants, Conditions & Restrictions (CC&Rs), is arguably a community manager’s most challenging function.  To help you navigate enforcement, we've put together 3 key elements of covenant enforcement to consider.
HOA Finances

Reserve Studies and Funding: Critical Elements to the Success of your HOA

Any number of items could lead to major expenses for a homeowners association. That’s why HOA communities should build up a reserve fund, to help pay for expenses that go beyond normal monthly operational costs. In this article we cover the hows and whys of reserve funding.
HOA Finances

Filing Tax Returns & Preparing Taxes for your HOA

Taxes are a certainty for individuals and corporations - including homeowners’ associations. The good news is that HOAs should pay very little, if any, annual taxes. HOA taxes can be confusing, however, so here are your top 5 HOA tax filing questions answered.

Managing Multiple HOAs: Top Tips for Portfolio Management Success

HOAs come in many different types, sizes and needs. For those managing multiple communities, often referred to as a portfolio manager, it’s a juggling act. Here are our top tips for portfolio management success.

How to Deal With Difficult Board Members: Top Tips for Property Managers

As a property manager, dealing with board members with a lot of different, and sometimes difficult, personalities can be a real challenge. It can be hard to keep the peace while advising on tough decisions. To help you, we've put together our best tips to help property managers work well with difficult directors.
HOA Management

How to Simplify your HOA Fee Collection Policy

HOA members’ property values are maintained through members monthly, quarterly or annual dues. In this article, we’ll review the basics of collecting HOA assessments, commonly referred to as dues.