The Home of HOA Banking
The Home of HOA Banking

HOA Advice

We've organized some tips and advice to help you and your HOA

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LoansHOA Lending Experience

Condo repairs? HOA improvements? Refinancing an existing loan? 

We have 25+ years of experience lending to HOAs, Condos and Community Associations. 

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How to Manage and Enforce CCRs and Covenants for your HOA
Enforcing HOA Covenants, Conditions & Restrictions (CC&Rs), is arguably a community manager’s most challenging function.  To help you navigate enforcement, we've put together 3 key elements of covenant enforcement to consider.
HOA ManagementHow to Simplify your HOA Fee Collection Policy
HOA members’ property values are maintained through members monthly, quarterly or annual dues. In this article, we’ll review the basics of collecting HOA assessments, commonly referred to as dues.
HOA Budgeting10 tips for preparing budgets for HOAs, condos and community associations
Budgeting is extremely important to the success of your homeowners’ association (HOA) and can prevent your community from facing financial troubles in the years ahead. Here are some tips for ensuring that your HOA is proactive, prepared, and properly plans for the future.
HOA FinancesFiling Tax Returns & Preparing Taxes for your HOA
Taxes are a certainty for individuals and corporations - including homeowners’ associations. The good news is that HOAs should pay very little, if any, annual taxes. HOA taxes can be confusing, however, so here are your top 5 HOA tax filing questions answered.
HOA FinanceFinancing HOA Projects: When to Borrow & When to Impose a Special Assessment
Even with strong funding, HOAs can face unplanned emergency expenses, not fully covered by insurance. Sometimes HOA boards are faced with tough financial decisions to borrow, special assess the members – or both. We cover key considerations for approaching finance options for your HOA.
HOA Management4 Things HOAs should consider before increasing fees
HOA dues are what keep the HOA in operation but unfortunately, sometimes they may not be enough to cover unexpected expenses. Before you start raising dues, consider these four things.