The Home of HOA Banking
The Home of HOA Banking

HOA Loans

Customized financing solutions designed specifically for your association

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Your homeowners association is unique. So, you need a financing program designed to meet your association's unique needs. Valley’s HOA loans are customized and flexible with competitive HOA loan interest rates.

From financing repairs, improvements or refinancing existing debt, we make HOA lending simple.  Our flexible financing solutions are customized to address your most critical needs on your terms.  

Our experienced HOA professionals will work with you to understand your situation and provide a solution that works for you.  And we lend against receivables, not assets, making it easier than ever for you to get the funding you need.

Interested? Contact us to get more information and see how we can help.

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HOA Finance

Financing HOA Projects: When to Borrow & When to Impose a Special Assessment

Even with strong funding, HOAs can face unplanned emergency expenses, not fully covered by insurance. Sometimes HOA boards are faced with tough financial decisions to borrow, special assess the members – or both. We cover key considerations for approaching finance options for your HOA.